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The Abortion of Justice Falls on Silent Ears Richard Moghadam Breaks the Silence.




"This is bigger than me, and it will outlive me too." - Rick Moghadam, Visionary

It is built out of frustration...and need.

Written by Randy Cu.

Auditor for The Funded Project Inc.
1/6/2023

Richard Moghadam is one of the most interesting people I have met in a long time. The journey he has been through to start this in the first place would have been enough for most people to walk away, but he didn't. He started his media journey over twenty years ago, working under contracts with newspapers across the country selling newspaper subscriptions, but with the internet, his business model was disappearing. During that time, he worked with newspapers like the Indianapolis Star, The Detroit News and Free-Press, The Toledo Blade, and the Philidelphia Inquirer, to name a few, Moghadam became popular with his ability to get storm footage from tornados and had a reputation for getting dangerously close to the storms to get the best shot he could. In the early 2000s media outlets would chase him down for his legendary coverage. He worked closely with responders to service the immediate needs of devastated communities after tragic events as a volunteer to help displaced victims find emergency housing and resources.


taken from Moghadam's coverage of the EF-4 Tornado that destroyed Henryville Indiana in 2012

The death of printed media created the birth of something else.

As printed media died, Moghadam left the business and went into a venture for a roofing company. The company was an answer to keep chasing storms and providing footage, but the model was different as he would share the photos as evidence to insurance companies to prove storm damage. He headed up a catastrophe response team that bought supplies for damaged communities from the money he made from selling the photos and videos he took from the storm-chasing efforts. He started a roofing company that helped homeowners with challenged claims get approval for insurance claims. Patriot Restoration worked with contractors and adjustors to mitigate claims, but the company fell behind on its finances and was working with what he thought was a lawyer, only to discover that the guy was a fraud. The guy took the company for over a quarter of a million dollars, but the problem was, it was not Moghadam's money. Moghadam was unaware of the looming issues as he would work day-to-day with his field reps and turned the paperwork over to James Martin to process payment to his company.

From March 2011 through August 2012. Moghadam had trusted Martin to conduct the collections job and never challenged anything as long as he was able to get materials and keep the crews working every day he was under the impression that his newly found roofing company was doing just fine. Martin had assured Moghadam on several occasions that the financer that Martin had located for the growing company was going to inject $950,000.00 into Moghadam's company, and Martin was going to handle his taxes and suppliers. Moghadam had no reason to question Martin; after all, Martin had a three-way call with Moghadam and the funder and had a signed letter of intent. The funding was to appear in Moghadam's business account around the middle of July 2012.



Photos from Moghadam's storm chasing days.

But something happened

July of 2012 came, but the funds never appeared, Martin assured Moghadam that things were fine, but the funder was required to do a final due diligence before funds could be released. In one of the final meetings, Martin instructed Moghadam to take out an advance to cover the costs of the fees associated with taking the loan out to properly fund his business. Moghadam complied and did exactly what Martin said to do, and signed the paperwork. The daily payments hit Moghadam's account every day and as July 2012 concluded, Moghadam called Martin again asking him what was the status of the loan. Martin kept saying he was working on it but money was running out. When Moghadam had asked Martin what was going on with the money he was owed on the jobs he had completed for the supplemental payment that was due to Moghadam's company, Martin said he was fighting the insurance companies and filing a lawsuit to collect on behalf of Moghadam and his company. Martin assured he had filed a lawsuit and would have a copy of it in August 2012, but that never showed up, but in the meantime, Moghadam was told by Martin to use the funds in the account to continue building jobs and they would sort it all out when the funds from Martin's collection efforts or the loan hit Moghadam's account. Moghadam had no reason to believe that he was being misdirected because Martin had set Moghadam up in a property management contract with an apartment complex in New Castle Indiana. Moghadam can recall the day he heard from the owner of the apartment complex for the first time in August of 2022 when he discovered the apartment complex never received their rent money, Martin was responsible for collecting payments. When Moghadam went to confront Martin about this with the apartment complex owner, Martin went into hiding.



All hell broke loose

The owner of the apartment complex and Moghadam sat down and went over everything to discover a web of lies told to both parties. Moghadam enlisted a new lawyer from Crawfordsville, Greg Miller to help him sort it out. At the first meeting at the end of August 2012 Moghadam discovered for the first time that Martin was not a lawyer but posed as one, Moghadam filed a lawsuit. Moghadam's complaint to the New Castle police about Martin fell on death ears as he was told that New Castle Police Department could not do anything to help him because Martin was not in their community. The issue Moghadam had on his hands was a bigger mess, under the direction of Martin's advice, he used funds from a batch of jobs to complete other jobs. Miller discovered that Martin had never made efforts to collect on Moghadam's behalf to settle the accounting, but as Moghadam explained this to a few homeowners that wanted a refund of deposits on jobs that were set to start when Moghadam explained he did not have those funds because they were wrapped up in this mess, Moghadam was fined and charged criminally.

Bad Choices made things worse

Moghadam freaked out when he heard about the charges, but knew he was not guilty of anything. Without any money and a new wife and baby at home, he had the idea that if he dipped out of town and worked that it would sort itself out, Moghadam's bank account was frozen when he was trying to order materials for jobs in Ohio and Moghadam started seeking funding himself. He had seven crews completing 35 jobs a week but he was locked out of his funds, out of state, and in a mess. Moghadam went to work for another company to try to earn commissions to start paying off the mountain of debt he found himself in. The efforts failed but he met someone in the merchant cash advance industry that was going to help Moghadam get into something different, selling merchant cash advances. Moghadam was working three jobs and was able to unite his family back together in Ohio but he was wanted in Indiana, he regrets running from his problems but also explained that his whole world came crashing down on him. The broker Moghadam was working with offered Moghadam a job calling on businesses. Moghadam was able to regain stability in his life but was caught and sent back to Indiana to face the charges,



Questions and Answers between Moghadam and me

Randy

Why did you run to another state

Rick

At the time, Jennifer was not working, we had a baby and I did not want her to end up on the streets because I would be sitting in jail, I did not have the money for a bond, and was living day by day. Looking back, it was the worst life choice I made, and I wish I never did that but at the moment I was not thinking straight. All I could think about was rotting in jail and losing everyone around me. We were getting death threats and Jennifer's son was getting harassed at school over my business, and I needed to get them out of New Castle. I knew I would eventually have to deal with it but I was trying to stabilize my family first.

Randy

How did you set up in a new city with all of that going on?

Rick

I was able to find a private landlord, and we were able to keep the utilities in his name, I would buy and sell cars on Craigslist and talk the seller into letting me keep the plates on the cars to avoid getting pulled over, that is what got me pulled over. I bought an old Toyota that had a wiring issue, I discovered that wiring issue by getting pulled over by the police, Jennifer was able to find a job and title her car properly but it was only a couple of weeks later I found myself in the custody of the police.

Randy

After you were arrested, what happened?

Rick

Every county I had open jobs in charged me criminally, so I ended up going from county to county between two states, and when I did not have court, I was in the department of correction. The lawyer I hired to defend me was from New Castle, and he worked my case but did not fight for me; even after payment, the case I bought up on Martin was dismissed because they refused to transport me to the hearing. Martin was able to walk, I was the fallout guy. I was blitzed as the bad guy in the news, I had no money and was offered to take plea agreements in exchange for concurrent sentencing. My ex-wife hit me for back child support while I was in prison and I gave in accepting the fate to have my life back but was made to sit for almost four years.

Randy

What happened with you and your family relationships?

Rick

I wasn't always the good guy in relationships, I was married and divorced twice before I met Jennifer. My oldest two sons are with my first ex-wife and are adults now, and the relationships with them are a rebuilding process, as she worked in cohesion with my second ex-wife to ultimately lose my rights to my sons there; I left her for Jennifer, and she was scorned over it, but that relationship was over before any of this happened when she had a child with her boyfriend in that relationship, I was forced to sign my rights over in prison or I would be placed into solitary confinement and lose my time cuts and concurrent sentencing, I figured I would fight that when I got out, there is not much you can do when you are being held in shackles and have a guard pointing a taser at you and another one holding an ink pen.

Randy

Did you try to fight any of this after you were made to sign?

Rick

Yes, I filed a grievance, which is the equivalent of writing the trash can a dear Abby letter, they kept saying they never got the grievance, and the only thing that kept me going was talking to Jennifer on the phone, but that was limited to however much phone time she was able to afford. At the end of my sentence, I was sent to work release in Hancock county for three months and was able to start feeling like a human being again, but the day I was to release from the work release facility they served an old warrant on me for child support contempt, the little bit of money I had saved up at work release was used on a different attorney in Marion county to fight that, and I sat in jail for another two months dealing with that.




Randy

When were you released from custody?

Rick

It was November 9th, 2017. I was released with the clothing on my back but when they took me from work release to jail, it was still warm outside. The guard that finally released me had become familiar with the story and they found me an old hoodie to stay warm, but my money was levied again by child support, my release card only had .49 cents on it. I walked out the doors of that facility, it was already dark outside, and being that I was on the release schedule for that day, I was not allowed any state-offered meals, I panhandled a couple of dollars to buy a sandwich and was able to find a place to make contact with Jennifer's family to come to get me.

Randy

What did you end up doing from there?

Rick

I found a job and started to get back into the merchant cash advance industry, I had discovered my oldest daughter was sick, and I had to get to work. I made the decision right then and there, that no business owner would ever go through what I went through, I knew I had to do something. I started educating myself and started to get to work and pushed to make money but to become the safe resource of someone who cares for the businesses that look for money when all hell breaks loose. That is what started the funded project.

Randy

Is your daughter OK now?

Rick

In the mix of reestablishing myself, I discovered her mom, who was a fling of a girlfriend between the ex-wives before I met Jennifer, was using my daughter to pill shop at hospitals, I had to file for custody and I had the help of Chris Gilley who worked closely with me to start a multi-state custody battle and eventually won. My oldest daughter's mom scammed TLC for a house claiming she was sick, but she was not sick at all. Ohio failed my oldest daughter and her mom was never charged but I did not push further, I just wanted my kid. I had to make sure she was safe, and I saved her life with the help of Chris and the grace of God. I will share that story another time because it is just as crazy.

Randy

Have you ever thought of challenging the convictions now that you are free?

Rick

Yes, I have, but I am tired of the broken system. Instead, I need to put focus on taking care of my family, that kind of fight would cost a lot of money, I had to spend a lot of money to save my daughter, and every last medical bill I had to pay out of pocket, I was told I could not use her insurance for coverage because we debunked every claim her mom made here in Indiana, but her insurance card was from Ohio. I did what I do best, grind and make it happen. My daughter is more important than money. At this point in life, I just rather focus my efforts on taking care of those around me, sometimes you have to just let it go. Sure it's wrong, but I forgive the same way the Lord forgives me.

Randy

So how did you end up going from working in the merchant cash advance industry to starting news stations?

Rick

The lead providers in the merchant cash advance industry have done me no favors. I built my book of business by sharing my own creatives in Facebook groups I made across the country, TikTok pages, and blogs, when you are determined to be the comeback kid, you make it no matter what, and I have done exactly that, Here we are five years later, I own almost 1,200 digital properties and cover every inch of the country. I pivoted to the news because I wanted to place my banner ads on a platform where I wasn't being ripped off, I am not going to rip myself off, but between 2018 and 2022 I spent a total of $310,000.00 on these companies that produced some conversions but not $310K worth, but I spent nothing on my social media, and it has carried my family and me for years now, My experience tells me I cannot be the only one that has been scammed, I am not the only one that spent money and saw junk results, I am not the only one that went looking for help but did not find it, and no one else seems to want to build the platform that will provide that to the community, to the businesses, and to the world. The need is here but due to greed, they won't. I have been on the other side of that phone, I know the pain I know the struggle, so I will.

Randy

How did you learn how to code, build websites, and market?

Rick

Trial and error, sleepless nights, YouTube, books, but most importantly, prayer and determination. Never again on my clock will someone not get the chance to tell their story, everyone that works with me knows I go into this "zone" where I focus and work my ass off to get to the goal and I don't stop until we get there, and we will run non-stop service to get there efficiently,

Randy

That is one of the reasons I left the game developer I worked with to come here to the Metromedia Brand. What you are doing with The Funded Project is amazing, and I can't imagine being anywhere else.

Rick

This is not my story, and it's all of our stories. As I said, I am not the only one. The decision to make the show came during the pandemic when I had a client commit suicide; later to find out he did that because he said there was no help for him, and he couldn't face the massive failure he was facing. There is such a need out here for dependable community connection and local news without the political charge, and with the stuff, I went through and survived, I pray to bring hope from what Christ has done for me that this will show others never to give up hope, you can do whatever you set your mind to.

Randy

You went through all of these counties' legal systems, if you could give any advice to anyone facing family court battles or legal battles what would it be?

Rick

The system is different for people who have money or are connected, I hate to say it, but if you are reading our content for the first time, you can expect me to call it as I see it. The system is broken. From my own experience, I have sat in jails where I have witnessed horrific crimes against humanity that are never bought to light. I wish I could say it was isolated to one facility, but the truth is that it is not. No one seems to want to talk about the fact the guards in some of these facilities are the ones bringing the drugs in, and no one seems to want to discuss the malnutrition their bodies suffer while incarcerated, no one seems to want to talk about the fact that half of the incarcerated prisoners are innocent and many can still prove it, but like myself, take a plea because your defense attorney says if you don't, the court will send you away for a substantially longer period of time. When I worked in the law library on the inside, I heard countless stories, and when they start fighting from the inside it is not like it is out here, you don't have resources to make things happen. I cannot tell you how many letters to the courts I wrote or how many times I sent something out pleading for help only to find out that it never made it out the door in the first place. When I was able to get out and get online, I learned that 99% of the mail asking for help, and reaching out, was never delivered. A few people I contacted, I made contact with them again, and they said they never got it, the motions I filed were never received at the courts, and the abortion of justice happens to so many people silenced every day on the checkbooks of the taxpayers. That stops with the community news movement.

Randy

Why did you wait so long to say something, it seems like you should have been able to get help to me.

Rick

The pain from all of that is still with me, I still feel that every day.

Randy

You can hold your head up, you have done some amazing things since this all happened, you saved countless businesses, and you have helped so many in silence.


Final Thoughts

I couldn't imagine the pain that man feels on a day-to-day basis, I can tell you without a shadow of a doubt that there is no way I would be able to make it through what he went through. I started working with Rick and Metromedia Funding Solutions and The Funded Project about nine months ago, and as I sit in my cozy vacation home here in Boca Raton, I know I will be heading back to Indiana in the next couple of weeks to continue to help him on this mission. Over the past nine months I have worked with him, he keeps a positive energy and helps a lot of people around him even when he really doesn't have it to help. I have never met anyone that has that kind of spirit in my life. I grew up in Seattle and built many programs for businesses and games for smartphones and was blessed enough to retire at the age of 31. I met Rick when he attended a developer's class for WIX I taught a few years ago, and we became friends and followed his journey over the last several years, I contacted him to become a part of this mission. This vision he has to bring back community and connections on a local level is something every single person that follows this website should want to be a part of. As I sit here with my balled-up wad of kleenex, my emotions are a mixed bag of sorrow, encouragement rage, and determination because no one should ever suffer the way he did, but what a comeback story.


No one...


Please feel free to contact me at support@thefundedproject.com if you want to be a part of restoring the sense of community in your town. I hope to hear from you. I would also encourage anyone with the ability to help sponsor any of the stations to please do so, you can contact me and I would be happy to connect you with Rick so you can learn how. If you own a business and want to become a sponsor, we would like to talk to you. If you are a follower of one of our community news networks and you wish to help, please email me, and I can show you how,


If you are a business that needs to find someone who cares about you so you can find funding, web services, or commercial production, please consider using this site. I have included the main link below,

https://www.thefundedproject.org/
















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